Domestic Stability Buffer

is set at
of total risk-weighted assets

December 8, 2022

Minimum Qualifying Rate for uninsured mortgages

The greater of
the mortgage contract rate
plus 2% or 5.25%

December 15, 2022

"A Bias Toward Action"

Superintendent Peter Routledge provided a lunch keynote called “A Bias Toward Action” during the annual RBC Capital Markets Bank CEO Conference in Toronto, Ontario.

Continue reading: “A Bias Toward Action”: Remarks by Superintendent Peter Routledge, RBC capital markets bank CEO conference

Photo of Peter Routledge

OSFI’s 2022-2025 Strategic Plan

OSFI's Strategic Plan is the next step in our transformation. It not only sets out our goals and priorities for the next three years, but it also outlines the concrete actions that we will take to ensure that we continue to contribute to confidence in Canada's financial system.

Continue reading: OSFI’s 2022-2025 Strategic Plan

Graphic depicting six transformation initiatives

OSFI major 2023 announcements

  • April 18

    OSFI Annual Risk Outlook

  • June 20

    Domestic Stability Buffer rate setting announcement

  • October 12

    OSFI Annual Risk Outlook – semi-annual update

  • December 5

    Domestic Stability Buffer rate setting announcement

  • December 12

    Minimum Qualifying Rate announcement

About OSFI

National capital region's top employers

The Office of the Superintendent of Financial Institutions (OSFI) is an independent agency of the Government of Canada, established in 1987 to contribute to the safety and soundness of the Canadian financial system. OSFI supervises and regulates federally registered banks and insurers, trust and loan companies, as well as private pension plans subject to federal oversight.


Peter Routledge 

Our partners

OSFI works closely with its federal partners, including the Department of Finance, the Bank of Canada, the Canada Deposit Insurance Corporation and the Financial Consumer Agency of Canada.

View infographic.