Pooled Registered Pension Plan

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A pooled registered pension plan (PRPP) is a type of pension plan that is similar to a defined contribution plan; however, employer contributions are not mandatory. A PRPP pools contributions together to achieve lower costs in relation to investment management and plan administration. PRPPs can be offered to employers and to self-employed persons under federal jurisdiction and administrators of federal PRPPs must hold a licence issued by the Superintendent of Financial Institutions.

The federal Pooled Registered Pension Plans Act (PRPP Act) and Pooled Registered Pension Plans Regulations (PRPP Regulations) establish minimum standards that all federal PRPPs and PRPP administrators must meet.

A list of Pooled Registered Pension Plans and their corporate contact information can be found by clicking here.

More information is also available on the Pooled Registered Pension Plans web page of the Canada Revenue Agency's website.

Multilateral Agreement Respecting Pooled Registered Pension Plans and Voluntary Retirement Savings Plans


Type Title Year
Guidance Filing Process for Pooled Registered Pension Plan Returns 2017
Guidance Note Eligible default investment options for Pooled Registered Pension Plans 2017
Guidance Plan Assessments 2017
Form Pooled Registered Pension Plan Annual Information Return 2017
Guide  Pooled Registered Pension Plan Annual Information Return (RC368) 2017
InfoPensions Newsletter Multilateral Agreement Respecting PRPPs and VRSPs 2016
InfoPensions Newsletter Electronic Filing of Documents with OSFI 2016
InfoPensions Newsletter Adding, Editing, or Removing an RRS Portal User or Local Registration Authority 2016
Notice PRPPs added to Assessment of Pension Plans Regulations 2016
InfoPensions Newsletter Assessment of Pension Plans – PRPPs 2016
InfoPensions Newsletter Basic Rate for Assessment of Pension Plans 2016
FAQ Pooled Registered Pension Plans 2016
Instruction Guide Applying for a Licence to be a Pooled Registered Pension Plan Administrator 2016
Instruction Guide Registering a Plan as a Pooled Registered Pension Plan 2016
Form Application to register a plan as a pooled registered pension plan (PDF, 171 KB) N/A
Video Pension Industry Forum Video 2016
Form Pooled Registered Pension Plan Amendment Information Form 2015
Form Standardized Termination Report for Pooled Registered Pension Plans (XLSX, 79KB) N/A
InfoPensions Newsletter Unlocking due to Shortened Life Expectancy – Physician's Certification 2013