Low-for-long: The effects of a low interest rate environment on Canadian insurers — Remarks by Assistant Superintendent Neville Henderson

Remarks to the 2017 American Risk and Insurance Association Annual Meeting, Toronto, Ontario, August 8, 2017.

“OSFI’s mandate in a low interest rate environment is a challenge. A balance must be struck between ensuring companies hold enough capital to protect their policyholders and other creditors from significant financial loss and allowing companies to compete and take reasonable risks.”