​​Domestic Stability Buffer

is set at
of total risk-weighted assets

December 8, 2022

Minimum Qualifying Rate for uninsured mortgages

The greater of
the mortgage contract rate
plus 2% or 5.25%

December 15, 2022

Reliable options to help you with your debt

Visit canada.ca/debt-solutions for free options you can trust to help you with your debt.

Office of the Superintendent of Financial Institutions’ transformation gaining speed

Over the coming weeks, OSFI will provide a series of progress updates on the six transformation pillars of our Blueprint for Transformation 2022-2025.

Continue reading: Blueprint

Six transformation pillars of the Blueprint

Annual Risk Outlook

OSFI released its Annual Risk Outlook for 2023-24, a publication that outlines what OSFI sees as the most significant risks facing Canada’s financial system in the upcoming year.

Continue reading: Annual Risk Outlook

OSFI identifies most significant financial risks.

OSFI major 2023 announcements

  • June 20

    Domestic Stability Buffer rate setting announcement

  • October 12

    OSFI Annual Risk Outlook – semi-annual update

  • December 5

    Domestic Stability Buffer rate setting announcement

  • December 12

    Minimum Qualifying Rate announcement

About OSFI

National capital region's top employers

The Office of the Superintendent of Financial Institutions (OSFI) is an independent agency of the Government of Canada, established in 1987 to contribute to the safety and soundness of the Canadian financial system. OSFI supervises and regulates federally registered banks and insurers, trust and loan companies, as well as private pension plans subject to federal oversight.


Peter Routledge 

Our partners

OSFI works closely with its federal partners, including the Department of Finance, the Bank of Canada, the Canada Deposit Insurance Corporation and the Financial Consumer Agency of Canada.

View infographic.