Pooled Registered Pension Plan

A pooled registered pension plan (PRPP) is a type of pension plan that is similar to a defined contribution plan; however, employer contributions are not mandatory. A PRPP pools contributions together to achieve lower costs in relation to investment management and plan administration. PRPPs can be offered to employers and to self-employed persons under federal jurisdiction and administrators of federal PRPPs must hold a licence issued by the Superintendent of Financial Institutions.

The federal Pooled Registered Pension Plans Act (PRPP Act) and Pooled Registered Pension Plans Regulations (PRPP Regulations) establish minimum standards that all federal PRPPs and PRPP administrators must meet.

A list of Pooled Registered Pension Plans and their corporate contact information can be found by clicking here.

More information is also available on the Pooled Registered Pension Plans web page of the Canada Revenue Agency's website.

Multilateral Agreement Respecting Pooled Registered Pension Plans

Publications

Type Title Reference
Notice PRPPs to be added to Assessment of Pension Plans Regulations 2016
Guidance Filing Process for Pooled Registered Pension Plan Returns 2016
Form Pooled Registered Pension Plan Annual Information Return 2015
Form Pooled Registered Pension Plan Amendment Information Form 2015
Form Application to register a plan as a pooled registered pension plan (PDF, 171 kB) N/A
Notice Summary of Licensing Requirements for Pooled Registered Pension Plans N/A
Newsletter Process for Filing Annual Returns in the Regulatory Reporting System InfoPensions 15
Newsletter Filing in the Regulatory Reporting System InfoPensions 14
Newsletter Proposed Annual Assessments and Prescribed Charges for Pooled Registered Pension Plans (PRPPs) InfoPensions 12
Newsletter Pooled Registered Pension Plans (PRPPs) InfoPensions 12
Newsletter Unlocking due to Shortened Life Expectancy – Physician's Certification InfoPensions 10
Newsletter Pooled Registered Pension Plans and other Legislative Reforms InfoPensions 9
FAQ Questions and Answers: Application for a Licence to be an Administrator of a Pooled Registered Pension Plan FAQ
FAQ Pooled Registered Pension Plans FAQ