Features

New Regulatory Notice

In response to the heightened risk environment for real estate secured lending

Unlocking your pension

Find out what you need to know to unlock your pension and access locked-in funds

New Supervisory Framework

Learn how our new supervisory framework allows us to better address evolving financial sector risks

Key indicators

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3.50%

Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023

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2% or 5.25%

Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%

Resources for financial institutions

Financial data

Data from the financial institutions and insurance companies that we supervise

Guidelines

Regulatory and supervisory expectations for financial institutions 

Reporting and returns

Reporting requirements for financial and corporate returns

Resources for private pension plans

Understanding your pension plan

Learn when and how you can unlock your pension plan, what pension plans we regulate, and more

Administering pension plans

Get guidance about administering federally regulated pension plans 

Our Superintendent

Peter Routledge

Peter Routledge

Peter Routledge was appointed Superintendent of Financial Institutions on June 29, 2021. He previously served as the President and Chief Executive Officer of Canada Deposit Insurance Corporation beginning in November 2018.

2024 Major announcements

  • May 7 OSFI Annual Risk Outlook
  • June 18 Domestic Stability Buffer rate setting announcement
  • October 10 OSFI Annual Risk Outlook – semi-annual update
  • December 17 Domestic Stability Buffer rate setting announcement