| 1. Do you agree the updated E-16 taken as a whole provides greater clarity as to how the requirements of the ICA and Regulations should be interpreted? If not, please identify areas where additional clarity is needed. | |
| 2. Do you agree that the additional guidance on policyholder disclosures promotes greater consistency amongst companies? If not, what would you recommend and why? | |
| 3. Do you agree that the updated wording provides more clarity on OSFI’s expectations? If not, what would you recommend and why? | |
| 4. Are there any areas for which more guidance is needed? If yes, please identify those areas and indicate the nature of the additional guidance that is required. | |
| 5. For the areas specific to adjustable policies, are there any updates needed? If yes, please identify those areas and indicate the updates you would recommend. | |
| 6. Other | |