Pension Plans with Flexible Benefits (Defined Benefit Plans)

A flexible pension plan is a defined benefit pension plan that allows members to make voluntary contributions to acquire or improve ancillary benefits provided in connection with basic pension benefits accruing under the plan. A flexible pension plan allows members to improve their pension benefits to address their personal needs.


Type Title Reference
Policy Paper OSFI Policy on Flexible Pension Plans 1999
Guideline CAPSA Guideline No. 1 - Flexible Pension Plans (PDF, 40 kB) 1999