Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Features
Interpreting OSFI’s integrity and security guideline
Superintendent Routledge explains our expanded mandate related to integrity and security
Promoting effective risk governance
Read Deputy Superintendent Ben Gully's speech at the C.D. Howe Institute
Key safeguards
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3.50%
Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023
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+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Resources for financial institutions
Financial data
Data from the financial institutions and insurance companies that we supervise
Guidelines
Regulatory and supervisory expectations for financial institutions
Reporting and returns
Reporting requirements for financial and corporate returns
Resources for private pension plans
Understanding your pension plan
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Administering pension plans
Get guidance about administering federally regulated pension plans
Our Superintendent
Peter Routledge was appointed Superintendent of Financial Institutions on June 29, 2021.
He previously served as the President and Chief Executive Officer of Canada Deposit Insurance Corporation beginning in November 2018.
Major announcements
- 2024-10-10 OSFI Annual Risk Outlook – semi-annual update
- 2024-11-21 Pilot – Quarterly release date
- 2024-12-05 Industry day
- 2024-12-17 Domestic Stability Buffer rate setting announcement
- 2025-02-20 Pilot – Quarterly release date
- 2025-03-06 Industry day