OSFI Knowledge Centre
The OSFI Knowledge Centre holds information that explains OSFI’s role, activities, and impact on Canada’s financial system. Unpacking some of these core concepts helps Canadians to better understand how OSFI protects depositors, policyholders, and pension plan members, and supports financial system stability which is a cornerstone of Canadian economic prosperity.
The OSFI Knowledge Centre will be updated regularly with new content so keep checking in and learn more.
Capital (General)
Capital is essential to a bank’s health. It helps absorb losses, protects depositors, and supports trust in the financial system.
Common Equity Tier 1 (CET1)
CET1 is the core of a bank’s financial strength.
Life Insurance Capital Adequacy Test (LICAT)
LICAT is a key part of how OSFI keeps Canada’s life insurance sector safe and sound.
Risk-Weighted Assets (RWAs)
Risk-weighted assets are a way to measure how risky a bank’s assets are.
OSFI and FINTRAC
Learn about how OSFI and FINTRAC work together