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Reports and publications
Reports and publications Reports on our plans and priorities: provide insight into our operations offer guidance to the institutions we regulate ensure we remain transparent and accountable to the public and our partners Title Publication type - Any - …
Pension plan examinations conducted by OSFI (November 2017)
… of pension plan risks and operations as well as risk management and best practices. Examinations have led to the …
Regulatory Reporting System
Regulatory Reporting System Past newsletter articles Annual filing requirements Defined benefit plans Defined contribution plans Plan administrators and other users of the Regulatory Reporting System (RRS) should review the following: The Private Pension …
Defined Benefit Plan Termination and Related Investment Decisions
Defined Benefit Plan Termination and Related Investment Decisions Guidance Investment of pension funds Terminations Defined benefit plans While reviewing requests for approval of pension plans’ termination reports filed in accordance with subsection …
OSFI maintains Minimum Qualifying Rate for uninsured mortgages
OSFI maintains Minimum Qualifying Rate for uninsured mortgages Today, the Office of the Superintendent of Financial Institutions (OSFI) announced that the minimum qualifying rate for uninsured residential mortgages (MQR) will remain the greater of 5.25 …
Superintendent of Financial Institutions takes temporary control of Silicon Valley Bank’s Canadian branch
Superintendent of Financial Institutions takes temporary control of Silicon Valley Bank’s Canadian branch Today, the Superintendent of Financial Institutions moved to protect creditors by taking temporary control of the assets of the Canadian branch of …
Access to information and privacy annual reports and assessments
Access to information and privacy annual reports and assessments Under section 72(1) of the Access to Information Act and section 72(1) of the Privacy Act , the heads of government institutions are required to prepare annual reports to Parliament …
Backgrounder: Final Life Insurance Capital Adequacy Test (LICAT) - Guideline (2025)
… that insurers may take by expanding and fortifying risk management. Links to other OSFI guidelines The LICAT …
Data Collection Modernization (DCM) Initiative launch and participation in the industry questionnaire (open until July 28, 2023)
… encompasses data, process, technology, and change management. Collaboration across the tri-agencies, FRFIs, …
2025 Appointed Actuary’s Report Supplementary Tables for Life, Property and Casualty and Mortgage Insurers
2025 Appointed Actuary’s Report Supplementary Tables for Life, Property and Casualty and Mortgage Insurers June 9, 2025 To: All federally regulated insurers This letter provides information on the templates to be used for the 2025 Appointed Actuary’s …
Acting as a service provider
… provide investment counseling services and portfolio management services; and issue payment, credit or charge or …
Part XII: Establishment, maintenance or acquisition for use in Canada of automated banking machines
… or providing investment counselling and portfolio management services (and where this is the case, a …
OSFI maintains Domestic Stability Buffer at 3.5%
… OSFI’s decision recognizes the prudent approach to capital management taken by the Boards of Directors of Canada’s …
OSFI’s view: Variable rate mortgages with fixed payments and extended amortizations
OSFI’s view: Variable rate mortgages with fixed payments and extended amortizations The Office of the Superintendent of Financial Institutions (OSFI) would like to address recent reports of mortgages with extended amortizations. (i.e., extending the …
OSFI seeks feedback on changes to liquidity rules for Canadian banks
OSFI seeks feedback on changes to liquidity rules for Canadian banks Today, the Office of the Superintendent of Financial Institutions (OSFI) launched a 90-day consultation on proposed changes to its Liquidity Adequacy Requirements (LAR) - Guideline …