Search

Climate Risk Management

… transition. They can drive financial risks, such as credit, market, insurance, and liquidity risks. They can also … climate-related risks on its portfolio of exposures (e.g., credit, market, operational, insurance, and liquidity) over … of weather events Risk event Potential impact or loss Credit risk: Damage to collateral for bank loans Credit …

Preparation of Actuarial Reports for Defined Benefit Pension Plans

… contributions (i.e. the member’s required contributions plus interest in excess of 50% of the commuted value Footnote … Footnote 40 2.7.1 Asset Valuation Method Letters of Credit Letters of credit may not be included in the assets … to register for access to the Bank of Canada secure site and RRS. For assistance in registering, please contact …

Asset Transfers related to Defined Benefit Provisions of Pension Plans

… value of the plan assets and the face value of letters of credit Footnote 6 ; and include a provision for termination expenses. Letters of credit If letters of credit are held by the transferring … liabilities multiplied by the solvency ratio of the plan, plus a proportionate share of assumed total termination …

Office of the Superintendent of Financial Institutions Fees Report Fiscal year 2021–22

… except Deposit and Trust Agreements and Letters of Credit: totals for 2021–22 Fee grouping Superintendent … except Deposit and Trust Agreements and Letters of Credit Revenue ($) Cost ($) Remissions ($) 23,088 23,088 0 … (>$151) 2021–22 fee amount ($) 167 for up to 20 copies plus 5 for each additional copy 2021–22 total fee revenue ($) …

Fees Report - Fiscal year 2020-21

… except Deposit and Trust Agreements and Letters of Credit: totals for 2020–21 Fee grouping Superintendent … except Deposit and Trust Agreements and Letters of Credit Revenue ($) Cost ($) Remissions ($) 20,238 20,238 0 … >$151 2020–21 fee amount ($) 167 for up to 20 copies plus 5 for each additional copy 2020–21 total fee revenue ($) …

Sound Mortgage Underwriting: Foundation for Stability - Remarks to the C.D. Howe Institute, Toronto, Ontario, January 24, 2020

… OSFI's aim is not to manage demand for housing or mortgage credit. Indeed, the attention given to these issues can lead … modest improvements in loan quality, and higher average credit scores among borrowers taking out new mortgages. While … obligations. OSFI remains confident that the contract rate plus 200 basis points is a reasonable measure to qualify a …

Internal capital adequacy assessment process template

… we expect SMSBs to consider the following types of risks: credit risk market risk operational risk structural interest … for each Pillar 2 risk identified. For SMSBs exposed to credit risk or IRRBB, we expect each to be a core part of …

Pledging

… institutions Banks, trust and loan companies, co-operative credit associations, Canadian insurance companies, and … of the Bank Act, sections 383 to 383.2 of the Cooperative Credit Associations Act, sections 470 to 470.2, sections …

2020-21 Pension Plans Survey (PPS)

… as useful. The top reason reported for visiting the site was to obtain information related to OSFI’s COVID-19 …

Filing Process for Defined Benefit Pension Plan Returns

… to register for access to the Bank of Canada secure site and the RRS system. For assistance in registering, …

Office of the Superintendent of Financial Institutions Fees Report Fiscal year 2024–25

… except Deposit and Trust Agreements and Letters of Credit: totals for 2024–25 Revenue ($) Cost ($) Remissions … except Deposit and Trust Agreements and Letters of Credit Fee S1-21 Approval to maintain a representative office … following corporate documents 184.76 for up to 20 copies plus 5 for each additional copy 159,447.88 These fees were …

Disclosure Requirements for Defined Benefit Pension Plans

… benefit will be increased if their required contributions plus interest exceed 50% of the value of their pension benefit credit The requirement for a joint and survivor pension if … member does not opt to transfer their pension benefit credit A terminating member’s pension benefit will be …

The importance of sound residential mortgage underwriting

… and unceded territory of the Mississaugas of the Credit, the Anishinabeg, the Chippewa, the Wendat and the … ensure sound residential mortgage underwriting and credit quality in times of: high inflation; high interest … we adjusted that qualifying level to be the contract rate plus 2 percent or 5.25 percent—whichever is higher. As many …

Enterprise-Wide Model Risk Management for Deposit-Taking Institutions - Guideline (2017)

… decision-making models for risk management (such as credit adjudication and scoring models), and stress testing … to additional model risk management requirements for credit risk, operational risk, market risk and 'Pillar II … II internal capital model pertains to both IMAIs and SIs. Credit risk Internal Ratings Based approaches (IRB) Capital …

Consultative document on a proposed senior leader regime

… and Loan Companies Act (161-163; 509.01-509.2) Cooperative Credit Associations Act (167-170; 441.01-141.2) Board duties … Business and Financial Practices Bank Act Cooperative Credit Associations Act Insurance Companies Act Trust and …

Search

Search results