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Non Mortgage Loans (A2)
… gross of allowance for Highlighted text *expected credit losses* . Also reported in the return are allowance for Highlighted text *expected credit losses* and Highlighted text *credit* impaired loans … text *Collective* Allowances The sum of this line plus the sum of the allowance for Highlighted text *expected …
2025 Special Actuarial Report on the financial position of the Public Service Pension Fund as at 31 March 2025
… not applicable not applicable not applicable 219,466 Plus Actuarial smoothing adjustment, before application of … into four broad asset classes: fixed income securities, credit, equities, and real assets. Table 11 shows the … emerging market bonds, and inflation-linked bonds Credit Private debt, non-investment grade public debt, and …
Earthquake Exposure Data Form Instructions
… for the costs incurred for the debris removal and the site clean-up before the rebuilding in the event of a major …
OSFI 49 Annual Information Return, OSFI 49A Schedule A - Canada Revenue Agency Information Requirements and the Pension Plan Annual Corporate Certification
… to register for access to the Bank of Canada secure site and the RRS system. For assistance in registering, … members who elected portability but whose pension benefit credit or any portion thereof remains in the plan. Other …
Financial highlights for the period ended June 30, 2024
… supervises and regulates all banks in Canada and federal credit unions in Canada and all federally incorporated or … defaults, lower recovery rates, and, therefore, higher credit losses for institutions. OSFI response OSFI … mortgages at the greater of the mortgage contract rate plus 2% or 5.25%. This helps ensure borrowers can still make …
Actuarial Report on the Canada Student Financial Assistance Program as at 31 July 2022
… Ontario K1A 0H2 E-mail: oca-bac@osfi-bsif.gc.ca Web site: www.osfi-bsif.gc.ca © His Majesty the King in Right of … for mature students, aged 22 years or older, to undergo credit screening in order to qualify for federal student … portfolio - Footnote 2 : New loans issued $53.3 billion Plus the interest accrued during the non-repayment period …
Pension Plan for the Members of Parliament as at 31 March 2022
… the actuarial shortfall through a one time special credit to the MPRA Account of $8.3 million as at 31 March … the actuarial shortfall through a one time special credit to the MPRCA Account of $26.9 million as at 31 March … on the Plan of a decrease in the nominal yield on 10-year-plus Government of Canada bonds, as well as a scenario where …
Amendments to the minimum qualifying rate for uninsured mortgages
… or more) will be the greater of the mortgage contract rate plus 2 percent or 5.25 percent. OSFI received over 170 … mortgages will be: The greater of the contract rate plus 2% or 5.25%. OSFI will review and communicate the …
Longevity Insurance and Longevity Swaps
… with fixed payments based on assumed mortality assumptions plus a margin. The pension plan administrator and the … for example, through a review and understanding of: credit ratings for the counterparty; the regulatory regime in … agreed between the plan administrator and counterparty, plus a margin. In return, the counterparty provides the …
Frequently asked questions - Crypto assets
… questions Capital Adequacy Requirements Banks Cooperative Credit Associations Foreign Bank Branches Life Insurance and …
Integrity and Security - Guideline
… subject to: Criminal records checks Financial inquiries (credit checks) OSFI may request that specific individuals of … Sound Business and Financial Practices Banks Cooperative Credit Associations Foreign Bank Branches Foreign Insurance …
OSFI seeks comments on proposed new benchmark rate for qualifying uninsured mortgages
… rate is the higher of the contractual mortgage rate plus two percent, or the five-year benchmark rate published … mortgage rate from mortgage insurance applications, plus a two percent buffer. This rate is also the new …
Financial highlights for the period ended September 30, 2024
… supervises and regulates all banks in Canada and federal credit unions in Canada and all federally incorporated or … defaults, lower recovery rates, and, therefore, higher credit losses for institutions. OSFI response OSFI … mortgages at the greater of the mortgage contract rate plus 2% or 5.25%. This helps ensure borrowers can still make …
Financial highlights for the period ended December 31, 2024
… supervises and regulates all banks in Canada and federal credit unions in Canada and all federally incorporated or … defaults, lower recovery rates, and, therefore, higher credit losses for institutions. OSFI response OSFI … mortgages at the greater of the mortgage contract rate plus 2% or 5.25%. This helps ensure borrowers can still make …
Reports and publications
Reports and publications Reports on our plans and priorities: provide insight into our operations offer guidance to the institutions we regulate ensure we remain transparent and accountable to the public and our partners Title Publication type - Any - …