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2020-21 Pension Plans Survey (PPS)
… of Financial Institutions (OSFI) is the primary regulator and supervisor of federally regulated financial institutions … Perspectives Inc. (Phoenix SPI) to conduct a survey with pension plan administrators and professionals for their … feedback in the following areas: overall satisfaction with OSFI; OSFI’s effectiveness at communicating with pension …
Superintendent Peter Routledge participates in a fireside chat at the graduation celebration of the first international cohort of the Toronto Centre’s Certified Financial Supervisor designation
… decade as financial systems become more interconnected and digitalized, while the speed of information transmission … supervisors need to connect prudential standards with broader integrity and security risks, and apply them in … and committed to a culture that balances resilience with space for innovation. Moderator: Over the past few …
Insurance in Canada of Risks – Financial Guarantee Insurance and Residual Value Insurance
… in Canada of Risks – Financial Guarantee Insurance and Residual Value Insurance Foreign insurance company Type … In order to assess its insurance risk, the RVI Insurer may visit Canada to inspect the proposed insured asset (i.e., the … Lessor (i.e., the potential policyholder) are consistent with industry standards. To assist in performing these due …
Capital Adequacy Requirements (CAR) (2027) – Chapter 5 – Credit Risk – Internal Ratings-Based Approach
… the version of this guideline currently in effect, please visit Capital Adequacy Requirements (CAR) (2026) – Chapter 5 … – Internal Ratings-Based Approach . Note For institutions with a fiscal year ending October 31 or December 31, … holding companies, federally regulated trust companies, and federally regulated loan companies are set out in nine …
Capital Adequacy Requirements (CAR) (2027) – Chapter 1 – Overview of Risk-based Capital Requirements
… the version of this guideline currently in effect, please visit Capital Adequacy Requirements (CAR) (2026) – Chapter 1 … of Risk-based Capital Requirements . Note For institutions with a fiscal year ending October 31 or December 31, respectively. Subsections 485(1) and 949(1) of the Bank Act (BA), subsection 473(1) of the …
Liquidity Adequacy Requirements (LAR) (2027) Chapter 3 – Net Stable Funding Ratio
… the version of this chapter currently in effect, please visit Liquidity Adequacy Requirements (LAR) (2026) Chapter 3 … Basel Framework text paragraph numbers that are associated with the text appearing in this chapter are indicated in … profile in relation to the composition of their assets and off-balance sheet activities. A sustainable funding …
Peter Routledge at House of Commons Standing Committee on Finance, Opening Remarks
… Finance, Opening Remarks Check against delivery Mr. Chair and committee members, Thank you for inviting me back in … security risks related to the geopolitical environment. With respect the topic under investigation by this committee, … high by historic standards. Committee members, we, along with our federal partners, want Canadians to access and …
Business in Canada – Mortgage loan administration services
… Issue: The issue was whether an entity that is associated with a foreign bank and that provides administration services to Canadian … of Canada. However, employees of the EAFB periodically visit Canada to promote its services. The EAFB provides …
Who does OSFI regulate
… Canada's federal regulator for financial institutions and pension plans. Its job is to make sure these … financially healthy. OSFI reviews financial data, meets with management, and assesses risks. If problems are found, … People who keep money in banks Policyholders – People who buy insurance Pension plan members – People who rely on …
Opening remarks to the Senate Standing Committee on Banking, Trade and Commerce
… remarks to the Senate Standing Committee on Banking, Trade and Commerce Good day Madame Chair and Honourable Senators. … Indigenous territory. A stable housing finance system—with reliably available credit at prudent, risk-based … and quality of credit that Canadians require to buy and sell homes. Our strategy is to ensure the housing …
Common concerns raised in the review of actuarial reports (May 2017)
… reports (May 2017) Past newsletter articles Actuarial and funding Defined benefit plans Actuarial reports submitted … out the reporting requirements of actuarial reports filed with OSFI for pension plans with defined benefit provisions. Based on the CIA Standards …
Capital Adequacy Requirements (CAR) (2027) – Chapter 7 – Settlement and Counterparty Risk
… Requirements (CAR) (2027) – Chapter 7 – Settlement and Counterparty Risk Consultation status: Closed … the version of this guideline currently in effect, please visit Capital Adequacy Requirements (CAR) (2026) – Chapter 7 … – Settlement and Counterparty Risk . Note For institutions with a fiscal year ending October 31 or December 31, …
Opening Remarks by Superintendent Peter Routledge at the June 2023 level-setting announcement for the Domestic Stability Buffer
… Buffer, or DSB. I am joined by Assistant Superintendent and Chief Strategy and Risk Officer (CSRO), Angie Radiskovic. I am speaking to … a wide range of vulnerability and risk indicators, along with recent stress testing and scenario analysis. Today’s …
Guidance
… exceeds international minimums for financial institutions. Visit the following links to find our guidelines and other guidance documents, and the act and regulations we must apply. Basics of guidance …
Media contacts
… Media contacts Our media relations team responds to calls and emails that come from the media only. They’ll answer … Inquiries from the public If you’re not a journalist and have a comment or a question, please visit our Contact us page. News releases Media advisory …