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Save the date: OSFI’s first Quarterly Release Day and Industry Day of 2026
… on Senior Leader Accountability Consultative Document on Credit Risk Management Streamlining Approvals for Targeted … Division 2:05 p.m. – 2:35 p.m. Consultative Document on Credit Risk Management OSFI is developing a comprehensive Credit Risk Management (CRM) Guideline and seeking early …
Questions and Answers - Guidance for Reinsurance Security Agreements
… to use in order to be eligible for a capital/asset credit in respect of unregistered reinsurance. While OSFI was … held in Canada in order to be eligible for a capital/asset credit in respect of unregistered reinsurance. Ceding … whether, and under what conditions, capital/asset credit should be permitted. Institutions need to advise their …
Administration of Negotiated Contribution Plans
Administration of Negotiated Contribution Plans Guide Governance Multi-employer pension plans and Negotiated Contribution Plans (NCP) Defined benefit plans Introduction A negotiated contribution plan (NCP) is a multi-employer, defined benefit pension plan …
Superintendent Peter Routledge participates in a fireside chat at Bank of America Expert Insights Series
… at risk but can release capacity for banks to extend credit. Similar opportunities may exist in … Moderator: Growth in NBFI lending (particularly private credit) has been significant. How do you assess the potential … and insurers) if we end up seeing emergence of increased credit issues in the private credit space? What is the level …
Streamlined Approvals Framework for Targeted New Entrants
… Budget 2025 measures to facilitate federal entry for credit unions, and reflects the evolving nature of Canada’s … offered only to the following entities: Provincial credit unions that are seeking continuance as a federal credit union. Entities with technologically innovative or …
Key Metrics Report – Life insurers – Instructions (2025)
… Column 04 Instructions General The risk categories (e.g. Credit, Market, Insurance, Segregated Fund Guarantee, … and details provided. Lines 01 – 04: Specific Risks - Credit, Market, Insurance and Segregated Fund Guarantee risks … quality/quantity, management tolerances or diversification credit, if not quantified elsewhere). Line 18: ORSA …
OSFI's response to the Liquidity Adequacy Requirements Guideline (2025) consultation feedback
… be included. Stakeholders noted that including intraday credit to meet FX obligations in the list of intraday … under “time-specific obligations” and the use of intraday credit received from correspondent banks is still captured as … maximum intraday liquidity usage. We have removed intraday credit to meet FX obligations from the list of intraday …
Change Control Log (R2)
… 13 Q1 2013 4 Add: (iii) Made Under Personal Lines of Credit Change: (iii) Other changes to (iv) Other Personal 5 Add : (b) Of which: home equity lines of credit reported (HELOCs) Change : (b) changes to (c) 14 Q1 … Change: Allowance for impairment to allowance for expected credit losses 3 Add : Wording "less allowance for expected …
Basel III Capital Floor Technical Note
… would rise, which, when combined with broader fears about credit quality and economic uncertainty, could result in … without constraining business growth. Chart 4 - Mean credit growth, Chartered bank assets and lending Chart 4 - Mean credit growth, Chartered bank assets and lending 1990-2024 …
Supplementary Return for Foreign Bank Branches (K3)
… income (loss) and the amount of group allowance for credit risk booked at the branch. Highlighted text *SECTION … Highlighted text *For line 3 Off Balance Sheet Items - credit equivalent amounts must be reported for these items. Credit equivalent amounts are calculated by multiplying the …
Foreign remittance activities through representative offices
… what the customer wishes to be done with the money (i.e., credit to his/her account maintained with the FB at an office … account outside Canada, the FB is undertaking to: (i) give credit to the customer’s account, and (ii) repay the money on …
Momentum 2024, Central 1’s Annual Conference fireside chat Q&A with Central 1 CEO Sheila Vokey
… rates could eventually lead to higher defaults, impacting credit quality, capital adequacy, and overall financial stability. Wholesale Credit Risks: These risks are elevated due to fluctuating credit conditions, which pose challenges for financial …
Looming risks and long-term resilience
… today on the traditional land of the Mississauga of the Credit First Nation, the Haudenosaunee, the Huron-Wendat and … Further afield, a globally systemically important bank, Credit Suisse, foundered shortly after U.S. regional banking … the failure of Silicon Valley Bank (SVB) and the crisis at Credit Suisse. The troubles at these banks ignited public …
OSFI’s Annual Risk Outlook – Fiscal Year 2023-2024
… financial intermediaries sector Corporate and commercial credit risk Digital innovation risk Climate risk Cyber risk … in turn could exacerbate more traditional risks, including credit, market, insurance, and operational risks. … Risk overview OSFI actions 5 Corporate and commercial credit risk Risk overview OSFI actions 6 Digital innovation …
Portability and Annuity Purchases by Members
… retirement is to use the value of their pension benefit credit to purchase an immediate or deferred life annuity. A … from those used to calculate the member's pension benefit credit payable from the plan. As a result, the amount of their pension benefit credit from the plan may not be sufficient to purchase an …