Loan-to-income limit

Learn more about the proposed limit on the mortgage loan portfolios of financial institutions

2024-25 Departmental Plan

Learn about our planned work for 2024-25 to allow us to deliver on our mandate

2024-27 Strategic Plan

Learn about our goals for 2024-27 to fulfill our mandate

Key indicators



Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023


2% or 5.25%

Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%

Resources for financial institutions

Financial data

Data from the financial institutions and insurance companies that we supervise


Regulatory and supervisory expectations for financial institutions 

Reporting and returns

Reporting requirements for financial and corporate returns

Resources for private pension plans

Understanding your pension plan

Learn when and how you can unlock your pension plan, what pension plans we regulate, and more

Administering pension plans

Get guidance about administering federally regulated pension plans 

Our Superintendent

Peter Routledge

Peter Routledge

Peter Routledge was appointed Superintendent of Financial Institutions on June 29, 2021. He previously served as the President and Chief Executive Officer of Canada Deposit Insurance Corporation beginning in November 2018.

2024 Major announcements

  • May 22 OSFI Annual Risk Outlook
  • June 18 Domestic Stability Buffer rate setting announcement
  • October 10 OSFI Annual Risk Outlook – semi-annual update
  • December 17 Domestic Stability Buffer rate setting announcement