Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Superintendent's fireside chat at the Economic Club of Canada event in Toronto
3.0%
Domestic Stability Buffer
3.0% of total risk-weighted assets effective June 19, 2026
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Data from the financial institutions and insurance companies that we supervise
Regulatory and supervisory expectations for financial institutions
Reporting requirements for financial and corporate returns
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Get guidance about administering federally regulated pension plans
The conversation explored OSFI’s evolving risk appetite, with a focus on supporting sustainable economic growth and greater competitive intensity while maintaining financial system resilience as its primary responsibility.
OSFI: In Conversation with Peter Routledge | September 11, 2026
