Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Peter Routledge joins The Insurance Podcast at NICC 2026 to discuss what "open for business" means for P&C insurers
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This Annual Report highlights the important work done at OSFI this past fiscal year
3.0%
Domestic Stability Buffer
3.0% of total risk-weighted assets effective June 19, 2026
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Data from the financial institutions and insurance companies that we supervise
Regulatory and supervisory expectations for financial institutions
Reporting requirements for financial and corporate returns
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Get guidance about administering federally regulated pension plans
The conversation explored OSFI’s evolving risk appetite, with a focus on supporting sustainable economic growth and greater competitive intensity while maintaining financial system resilience as its primary responsibility.
OSFI: In Conversation with Peter Routledge | September 11, 2026
Transcript
