OSFI’s policy releases and announcements schedule
The following schedule may be adjusted to meet changes in the risk and operating environments or due to other external factors that cause us to reconsider the dates. See Letter to industry - OSFI's revised policy plan. We are creating regulatory and supervision efficiency where we can and focusing our efforts where it counts for a more effective, forward-looking regulatory system.
Policy [P] – guidance requiring action, such as adhering to expectations or providing feedback to a public consultation process
Announcement [A] - for informational purposes
Third Quarterly Release 2026
- Quarterly Release Day: September 10, 2026
- Industry Day: September 24, 2026
| Policy [P] Announcement [A] | Release | Banks | FBB | T&L | L&F | P&C |
|---|---|---|---|---|---|---|
| [P] | Final Capital Adequacy Requirements (CAR) Guideline (2027) | True ✓ | no data | True ✓ | no data | no data |
| [P] | Revised Implementation Note: Assessment of Regulatory Capital Models for Deposit-Taking Institutions | True ✓ | no data | True ✓ | no data | no data |
| [P] | Final Mortgage Insurer Capital Adequacy Test (MICAT) | no data | no data | no data | no data | True ✓ |
| [P] | Final Capital and Liquidity Treatment of Crypto-asset Exposures (Banking) Guideline (2027) | True ✓ | True ✓ | True ✓ | no data | no data |
| [P] | Final Guideline B-12 Interest Rate Risk Management | True ✓ | no data | True ✓ | no data | no data |
| [P] | Draft Total Loss Absorbing Capacity Guideline | True ✓ | no data | True ✓ | no data | no data |
| [A] | Insurance Regulatory Returns Update due to IFRS 18 | no data | no data | no data | True ✓ | True ✓ |
Fourth Quarterly Release 2026
- Quarterly Release Day: November 19, 2026
- Industry Day: December 3, 2026
| Policy [P] Announcement [A] | Release | Banks | FBB | T&L | L&F | P&C |
|---|---|---|---|---|---|---|
| [P] | Draft Capital Adequacy Requirements (CAR) Guideline (2028) | True ✓ | no data | True ✓ | no data | no data |
| [A] | Credit Risk Management What We Heard consultation report | True ✓ | no data | True ✓ | True ✓ | no data |
| [P] | Final Pillar 3 Disclosures for Interest Rate Risk | True ✓ | no data | True ✓ | no data | no data |
| [P] | Final Guideline B-2 Leverage, Investment Risk and Large Exposure Limits | no data | no data | no data | True ✓ | no data |
| [P] | Final Guideline B-2 Property and Casualty Large Insurance Exposures, Leverage, Investment Risk and Concentration | no data | no data | no data | no data | True ✓ |
First Quarterly Release 2027
- Quarterly Release Day: February 12, 2027
- Industry Day: February 26, 2027
| Policy [P] Announcement [A] | Release | Banks | FBB | T&L | L&F | P&C |
|---|---|---|---|---|---|---|
| [P] | Final Liquidity Adequacy Requirements (LAR) Guideline (2027) | True ✓ | no data | True ✓ | no data | no data |
| [P] | Draft Guideline B-6 Liquidity Principles | True ✓ | no data | True ✓ | no data | no data |
| [P] | Final Guideline B-2 Leverage, Investment Risk and Large Exposure Limits [DTI] | True ✓ | no data | True ✓ | no data | no data |
| [P] | Draft Chapters of Credit Risk Management (CRM) Guideline | True ✓ | no data | True ✓ | True ✓ | no data |