Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Features
New Supervisory Framework
Learn how our new supervisory framework allows us to better address evolving financial sector risks
Unlocking your pension
Find out what you need to know to unlock your pension and access locked-in funds
Key safeguards
3.50%
Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Resources for financial institutions
Financial data
Data from the financial institutions and insurance companies that we supervise
Guidelines
Regulatory and supervisory expectations for financial institutions
Reporting and returns
Reporting requirements for financial and corporate returns
Resources for private pension plans
Understanding your pension plan
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Administering pension plans
Get guidance about administering federally regulated pension plans
Recently posted
Our Superintendent
2024 Major announcements
- May 22 OSFI Annual Risk Outlook
- June 18 Domestic Stability Buffer rate setting announcement
- October 10 OSFI Annual Risk Outlook – semi-annual update
- December 17 Domestic Stability Buffer rate setting announcement