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Chapter 4: Looking forward
… pension plans met these standards. We promoted strong risk management practices and intervened early when necessary. … the interconnectedness of global systems, effective risk management will require ongoing collaboration with our …
Save the date for our spring Quarterly Release
… Financial institutions require strong internal liquidity management to navigate emerging risks and maintain stability …
Save the date for our fourth Quarterly Release of 2025
Save the date for our fourth Quarterly Release of 2025 We will provide an update on our planned regulatory releases and announcements during our Quarterly Release Day on November 20, 2025. The regulatory guidance supports top risks as identified by the …
OSFI’s Policy Review
… two new foundational guidelines. The first is on risk management, which looks at enterprise-wide risk management, and a new board and senior management accountability guideline, which is really a …
OSFI releases fall risk update reinforcing resilience amid global trade uncertainty
… principles on prudent underwriting standards, portfolio management, and account management practices. Examine adherence to the newly … lenders’ variable-rate mortgages with fixed payments risk management practices. Incorporate consultation feedback into …
2020-2021 Annual Report to Parliament on the Administration of the Access to Information Act
… its legislation, OSFI’s mandate is: Fostering sound risk management and governance practices OSFI advances a … and take reasonable risks. OSFI recognizes that management, boards of directors and pension plan … Privacy (ATIP) Unit is part of the Enterprise Information Management (EIM) Directorate within the Information …
Sustaining Canadian Financial System Resilience Through Uncertainty and Volatility
… financial system Risk Appetite – expand and fortify risk management capabilities and risk appetite to support strategic and operational management Culture – embed our corporate values so that our … we often give to our regulated constituents – those risk management mindsets that enabled success in the past are …
Superintendent and Chief Actuary discuss pension plan ecosystem
… plans in meeting minimum funding requirements. Risk management and supervision Moderator: The environment in … tools (e.g. the use of AI for plan administration or asset management), and increasing cyber risks, all of which … How do the recently released CAPSA guidelines on risk management and CAP influence OSFI’s ongoing initiatives? What …
Superintendent C.D. Howe Institute speech on Integrity and Security
… guidelines (e.g., Corporate Governance, Third-Party Risk Management) from our financial risk guidelines (e.g., capital … liquidity ratios, if I have concerns about its cyber risk management, third-party risk management, the integrity of its leaders, the security of its …
Statement from the Superintendent of Financial Institutions Regarding Toronto-Dominion Bank
… arise, OSFI expects and can require the board and management of an institution to take the necessary corrective … their integrity and security. OSFI’s Regulatory Compliance Management Guideline and Corporate Governance Guideline lay out its expectations that boards and senior management of federally regulated financial institutions …
OSFI’s Quarterly Release: reinforcing commitment to risk-responsive regulation
… Requirements Guideline. Guideline E-23: Model Risk Management The scope of application has been expanded to … in February 2025 . Guideline E-23 Model Risk Management supports a stable financial system and helps … Guideline Backgrounder – Final Guideline E-23 Model Risk Management Backgrounder – Revision of OSFI’s approach …
Office of the Superintendent of Financial Institutions 2024–25 Departmental plan
… OSFI will continue to implement an agile resource management approach, reallocating resources internally first, … managing our internal risks. Our dedicated Enterprise Risk Management (ERM) function provides oversight and monitoring … a coordinated approach towards strategic stakeholder management by continuing its work on clarifying its …
Our Blueprint
… financial system 2. Risk appetite Expand and fortify risk management capabilities and risk appetite to support strategic and operational management 3. Culture Embed our corporate values to enhance … tasks and eliminating unnecessary burdens. 6. Data Management and Analytics OSFI’s data platform enables the …
OSFI announces second phase of the Standardized Climate Scenario Exercise consultation
… financial institutions to adopt sound climate risk management practices. We are proud to collaborate with our … from first SCSE consultation Guideline B-15, Climate Risk Management Climate Risk Forum … OSFI announces second phase …
Property and casualty insurance return – Section V – Jurisdictional Requirements
… page 99.11 must be signed by the insurer's Canadian branch management. The affidavit on page 99.15 must be signed by the … days after presentation to the Board of Directors/ Branch Management, and one year after fiscal year end. FCT Template … days after presentation to the Board of Directors/ Branch Management, and one year after fiscal year end. External …