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… and Chief Strategy and Risk Officer, delivers remarks for OSFI’s February Quarterly Release Announcement Day Check … Executive Director at OSFI’s Risk Advisory Hub. Thank you for joining us today for our third Quarterly Release … proposed revisions to the CAR Guideline are built on the latest version of the guideline published in October 2023. …

… and welcome to our June 2022 rate-setting announcement for the Domestic Stability Buffer, or DSB. The DSB is an … past two years have reinforced the prudential requirement for D-SIBs to be prepared for economic shocks of varying … we will take your questions. Statement Related links News Release Letter to Industry …

… Good Morning Mr. Chair and committee members. Thank you for the opportunity to answer the Committee’s questions … to be brief as I suspect that you will all have questions for me. I would like to acknowledge that I am speaking from … every Canadian to have a home they need at an affordable price. Our strategy is to ensure the housing finance system …

… Opening remarks by Assistant Superintendent, Ben Gully for MQR setting announcement December 2021 As OSFI committed … with each other to create new uncertainties. House price volatility, driven by the combined forces of restricted … system of housing finance. The imbalance tends to drive price increases to ever-higher levels relative to income; …

… on some business loans from 85 percent to 75 percent for small and medium-sized businesses. That kind of targeted … role by fostering competition, enabling hedging, aiding in price discovery and offering market stabilization in times of … in the condo markets, which has resulted in significant price declines, with many new condos now worth less than …

… OSFI releases for public consultation updates to the capital requirements for loans secured by residential real estate We have archived … changing risks occurring in the Canadian mortgage market. News release Ottawa DTIs currently using internal models for … OSFI releases for public consultation updates to the capital requirements …

… Save the date for our summer 2025 Quarterly Release We will release our … of the Superintendent of Financial Institutions (OSFI) for our Quarterly Release Industry Day! An invitation to … modern, streamlined approach. It will also reflect the latest international standards and best practices across …

… OSFI Tightens Supervisory Expectations for Mortgage Underwriting We have archived this page and will … highs, persistently low interest-rates, and rapid house price increases in some areas, the prudential risks and … mortgage underwriting and mortgage insurance operations. News release Ottawa Related links Letter — Reinforcing …

… the evolving digital landscape, through OSFI’s Blueprint for Transformation 2022-2025, OSFI has created the Digital … with money but there remains a very important role for regulators in securing the system and people’s confidence … including interest rates, household indebtedness, house price imbalances and macroeconomic data to ensure that the …

… ability to measure and disclose climate-related risks. For the first time, major banks and insurers have submitted … risk management. These disclosures are submitted to OSFI for supervisory purposes only – we are not requiring … institutions build their capabilities to measure and price climate-related risks accurately. Through initiatives …