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Annual Corporate Certification Return
… Companies Act , or section 431 of the Cooperative Credit Associations Act . Applicability This return applies … Canadian Property & Casualty Insurance Companies, Credit Union Centrals, Trust and Loan Companies, and …
Building resilience: OSFI sets Domestic Stability Buffer level at 1.75%
… While Canada is currently in the midst of a favourable credit environment with a stable domestic economy, household … and how it should be used. Quote “In light of positive credit performance and generally stable economic conditions, …
Revised standards of practice for calculating commuted values
… Regulations, 1985 (PBSR) provides that a pension benefit credit (the commuted value of a pension benefit) must be … Regulations, 1985 (PBSR) provides that a pension benefit credit (the commuted value of a pension benefit) must be …
Assistant Superintendent Tolga Yalkin participates in a panel discussion at Michael D. Penner Institute Conference
… financial institutions, private pension plans and credit unions face many increasingly complex and … pervasive influence on traditional financial risks such as credit and market risks, operational risks and insurance … financial risk that is not quite the same as, for example, credit risk or market risk – but ultimately, climate risk is …
Superintendent Peter Routledge participates in a fireside chat at the 2025 Scotiabank Financials Summit
… The economy has shown resilience. Earnings are up, credit losses are quite manageable. Six systemically … adapt if conditions worsen, while continuing to support credit availability and financial resilience. Moderator: Any … near all-time lows for mortgage delinquencies, and for credit losses measured against loans. OSFI has helped to …
Peter Routledge participates in a fireside chat at the Economic Club of Canada 2025
… four key risks: Integrity and security risk Wholesale credit risk Funding and liquidity risk Real estate secured … These dynamics may strain borrowers and increase credit risk, but Canada's financial institutions remain … and prepared to manage the potential rise in defaults and credit losses? Superintendent Peter Routledge: While mortgage …
Mortgage Insurance Return – Section III – Definitions
… materially reduce the risk associated with the reinsurer's credit quality. Experience Rating Refunds A refund to the … when determining potential future exposure; nil, where the credit exposure on single currency floating/floating interest …
Actuarial Report (14th) Public Service Death Benefit Account as at 31 March 2020
… were to become exhausted, the government would then credit special contributions to the Account in an amount at … Rate The new money rate is the nominal yield on 10-year-plus Government of Canada bonds and is set for each year in … expenses, taking into account that each quarterly interest credit to a Superannuation Account is calculated as if the …
Non-bank Financial Institutions
… economy, supporting businesses, and helping people access credit. Common examples of NBFIs include investment funds, … alternatives can increase competition, broaden access to credit, and support innovation in financial services. NBFIs …
Applications and approvals
… Policyholders General Guidelines for Use of Letters of Credit Procedures for Completing OSFI Form 298 Establishment …
Actuarial Report on the Government Annuities as at 31 March 2022
… of a deficit) to the CRF, with a corresponding charge or credit to the Account. Following these adjustments, the … assets value as at 31 March 2022 prior to any charge or credit to the CRF is obtained by adding interest at 7% on the …
Actuarial Report on the Government Annuities as at 31 March 2024
… of a deficit) to the CRF, with a corresponding charge or credit to the Account. Following these adjustments, the … assets value as at 31 March 2024 prior to any charge or credit to the CRF is obtained by adding interest at 7% on the …
Actuarial Report on the Government Annuities as at 31 March 2025
… of a deficit) to the CRF, with a corresponding charge or credit to the Account. Following these adjustments, the … assets value as at 31 March 2025 prior to any charge or credit to the CRF is obtained by adding interest at 7% on the …
OSFI announces continued regulatory flexibility measures to support COVID-19 efforts
… for banks using the Internal Ratings Based approach to credit risk to preserve the risk sensitivity of the framework … context. Providing additional details on the expected credit loss capital treatment and the associated regulatory …
Liquidity Coverage Ratio (LCR) Reporting (LA)
… and Loan Companies Act and Section 431 of the Cooperative Credit Associations Act . Application This return applies to … regulated trust and loan companies and cooperative credit associations. These OSFI-regulated entities are …