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Peter Routledge participates in a fireside chat at the Economic Club of Canada 2025
… four key risks: Integrity and security risk Wholesale credit risk Funding and liquidity risk Real estate secured … These dynamics may strain borrowers and increase credit risk, but Canada's financial institutions remain … and prepared to manage the potential rise in defaults and credit losses? Superintendent Peter Routledge: While mortgage …
Mortgage Insurance Return – Section III – Definitions
… materially reduce the risk associated with the reinsurer's credit quality. Experience Rating Refunds A refund to the … when determining potential future exposure; nil, where the credit exposure on single currency floating/floating interest …
Actuarial Report on the Government Annuities as at 31 March 2022
… of a deficit) to the CRF, with a corresponding charge or credit to the Account. Following these adjustments, the … assets value as at 31 March 2022 prior to any charge or credit to the CRF is obtained by adding interest at 7% on the …
Actuarial Report on the Government Annuities as at 31 March 2024
… of a deficit) to the CRF, with a corresponding charge or credit to the Account. Following these adjustments, the … assets value as at 31 March 2024 prior to any charge or credit to the CRF is obtained by adding interest at 7% on the …
Actuarial Report on the Government Annuities as at 31 March 2025
… of a deficit) to the CRF, with a corresponding charge or credit to the Account. Following these adjustments, the … assets value as at 31 March 2025 prior to any charge or credit to the CRF is obtained by adding interest at 7% on the …
Applications and approvals
… Policyholders General Guidelines for Use of Letters of Credit Procedures for Completing OSFI Form 298 Establishment …
OSFI announces continued regulatory flexibility measures to support COVID-19 efforts
… for banks using the Internal Ratings Based approach to credit risk to preserve the risk sensitivity of the framework … context. Providing additional details on the expected credit loss capital treatment and the associated regulatory …
Net cumulative cash flow – Change control log
… 3 September 15, 2014 Instructions: Change: Medium rated credit ratings was modified from "Aa1" to "A1" - Section 1.4 … All worksheets Add: “Undrawn amounts related to committed credit facilities to non-financial corporate clients by credit quality” under Memo Items – All worksheets DT5 …
Acting as a service provider
… and portfolio management services; and issue payment, credit or charge or charge cards and, in co-operation with … including other financial institutions, operate a payment, credit or charge card plan. Table of Concordance: Section …
Liquidity Coverage Ratio (LCR) Reporting (LA)
… and Loan Companies Act and Section 431 of the Cooperative Credit Associations Act . Application This return applies to … regulated trust and loan companies and cooperative credit associations. These OSFI-regulated entities are …
OSFI Knowledge Centre
… 1 (CET1) CET1 is the core of a bank’s financial strength. Credit charges (insurance) Amounts insurers must set aside to …
Benchmarking Canadian Bank Capital Ratios to International Peers – Technical Note – February 2026
… (RWA) density driven by long-term trends in portfolio mix, credit quality and performance. OSFI’s capital supervisory … for RESL and retail segments reflect a history of strong credit performance and structural factors such as … group. This in part may reflect the historically strong credit performance of Canadian mortgage and retail segments, …
Financial Statements for the period ended June 30, 2022
… with the administration of the Bank Act , the Cooperative Credit Associations Act , the Green Shield Canada Act , the … or in a group of financial assets with similar credit risk characteristics. Assets that are individually … of estimated future cash flows (excluding future expected credit losses that have not yet been incurred). The present …
Financial Statements for the three and nine months ended December 31, 2021
… with the administration of the Bank Act , the Cooperative Credit Associations Act , the Green Shield Canada Act , the … or in a group of financial assets with similar credit risk characteristics. Assets that are individually … of estimated future cash flows (excluding future expected credit losses that have not yet been incurred). The present …
Financial Statements for the three and six months ended September 30, 2021
… with the administration of the Bank Act , the Cooperative Credit Associations Act , the Green Shield Canada Act , the … or in a group of financial assets with similar credit risk characteristics. Assets that are individually … of estimated future cash flows (excluding future expected credit losses that have not yet been incurred). The present …