Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Features
Discussion on Canada’s pension plan ecosystem
Find out what the Superintendent and Chief Actuary said at the Association of Canadian Pension Management
Register for our second quarterly release industry day
Learn more and ask questions about the items from our second quarterly release announcement day
Alert: Investment scam
Some companies are falsely invoking OSFI’s name or claiming to be OSFI employees to legitimize their activities
Key safeguards
3.50%
Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Resources for financial institutions
Financial data
Data from the financial institutions and insurance companies that we supervise
Guidelines
Regulatory and supervisory expectations for financial institutions
Reporting and returns
Reporting requirements for financial and corporate returns
Resources for private pension plans
Understanding your pension plan
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Administering pension plans
Get guidance about administering federally regulated pension plans
Recently posted
Our Superintendent
Major announcements
- 2024-11-21 Pilot – Quarterly release date
- 2024-12-05 Industry day
- 2024-12-17 Domestic Stability Buffer rate setting announcement
- 2025-02-20 Pilot – Quarterly release date
- 2025-03-06 Industry day