Features

Discussion on Canada’s pension plan ecosystem

Find out what the Superintendent and Chief Actuary said at the Association of Canadian Pension Management

Register for our second quarterly release industry day

Learn more and ask questions about the items from our second quarterly release announcement day

Alert: Investment scam

Some companies are falsely invoking OSFI’s name or claiming to be OSFI employees to legitimize their activities

Key safeguards

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3.50%

Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023

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+2% or 5.25%

Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%

Resources for financial institutions

Financial data

Data from the financial institutions and insurance companies that we supervise

Guidelines

Regulatory and supervisory expectations for financial institutions 

Reporting and returns

Reporting requirements for financial and corporate returns

Resources for private pension plans

Understanding your pension plan

Learn when and how you can unlock your pension plan, what pension plans we regulate, and more

Administering pension plans

Get guidance about administering federally regulated pension plans 

Our Superintendent

Peter Routledge

Peter Routledge

Peter Routledge was appointed Superintendent of Financial Institutions on June 29, 2021. He previously served as the President and Chief Executive Officer of Canada Deposit Insurance Corporation beginning in November 2018.

Major announcements

  • 2024-11-21 Pilot – Quarterly release date
  • 2024-12-05 Industry day
  • 2024-12-17 Domestic Stability Buffer rate setting announcement
  • 2025-02-20 Pilot – Quarterly release date
  • 2025-03-06 Industry day