Reporting Requirements for Federally Regulated Mortgage Insurers

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  • Date: September 2023
Return titleDate of submissionFrequencySubject to LEFPCanadian mortgage insurers
MI Quarterly Supervisory (MI3/MI4)45 daysQuarterly✓ subject to LEFPYes
MI Annual Supervisory (MI3/MI4/MI5)60 daysAnnual✓ subject to LEFPYes
MI Quarterly Supervisory - Unstructured (973)45 daysQuarterly✓ subject to LEFPYes
MI Quarterly Supervisory - Unstructured (973)60 daysAnnual✓ subject to LEFPYes
Mortgage Insurance Capital Adequacy Test (MICAT) (MI)45 daysQuarterly✓ subject to LEFPYes
Mortgage Insurance Capital Adequacy Test (MICAT) (MI)60 daysAnnual✓ subject to LEFPYes
MICAT - Unstructured (937)45 daysQuarterly✓ subject to LEFPYes
MICAT - Unstructured (937)60 daysAnnual✓ subject to LEFPYes
Auditor's Report on MICAT (632)90 daysAnnual✓ subject to LEFPYes
Auditor's Report to the Superintendent (625) - Canadian60 daysAnnual✓ subject to LEFPYes
Appointed Actuary's Report (AAR) (605)60 daysAnnual✓ subject to LEFPYes
AAR Supplementary Tables - P&C/MI (987)60 daysAnnual✓ subject to LEFPYes
AAR Discount Curve (PC6)60 daysAnnual✓ subject to LEFPYes
Financial Condition Testing (FCT) (610)Various Footnote aAnnual✓ subject to LEFPYes
FCT Template - P&C (952)Various Footnote aAnnual✓ subject to LEFPYes
External Review Report - AAR (615)Various Footnote bAnnual✓ subject to LEFPYes
External Review Report - FCT (608)December 31Annual✓ subject to LEFPYes
External Review Report - CAR (609) Footnote cVarious Footnote bAnnualN/AYes
External Review Report - Other (607) Footnote cVarious Footnote eAnnualN/AYes
ORSA Key Metrics Report (OP)Various Footnote dAnnual✓ subject to LEFPYes
Earthquake Exposure Data Return (659)May 31Annual✓ subject to LEFPYes
Unpaid Claims and Loss Ratio Exhibits (PC5)60 daysAnnual✓ subject to LEFPYes
Standardized Stress Testing - MI (934)Various Footnote aAnnual✓ subject to LEFPYes

Footnotes

Footnote a

Earlier of: 30 days after presentation to Board of Directors/Chief Agent, and one year after fiscal year-end

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Footnote b

Pre-release ERRs: 60 days; Post release ERRs: 90 days

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Footnote c

ERR for the CAR(609) and Other(607) must be requested by contacting RA-RRS.Support@osfi-bsif.gc.ca or at 613-991-0609

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Footnote d

Submitted to OSFI at least annually and within 30 days of report being reviewed by the Board of Directors / signed off by the Chief Agent

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Footnote e

As specified

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