Reporting Requirements for Federally Regulated Mortgage Insurers

Document properties

  • Date: September 2023
Return titleDate of submissionFrequencySubject to LEFPCanadian mortgage insurers
MI Quarterly Supervisory (MI3/MI4)45 daysQuarterlysubject to LEFPYes
MI Annual Supervisory (MI3/MI4/MI5)60 daysAnnualsubject to LEFPYes
MI Quarterly Supervisory - Unstructured (973)45 daysQuarterlysubject to LEFPYes
MI Quarterly Supervisory - Unstructured (973)60 daysAnnualsubject to LEFPYes
Mortgage Insurance Capital Adequacy Test (MICAT) (MI)45 daysQuarterlysubject to LEFPYes
Mortgage Insurance Capital Adequacy Test (MICAT) (MI)60 daysAnnualsubject to LEFPYes
MICAT - Unstructured (937)45 daysQuarterlysubject to LEFPYes
MICAT - Unstructured (937)60 daysAnnualsubject to LEFPYes
Auditor's Report on MICAT (632)90 daysAnnualsubject to LEFPYes
Auditor's Report to the Superintendent (625) - Canadian60 daysAnnualsubject to LEFPYes
Appointed Actuary's Report (AAR) (605)60 daysAnnualsubject to LEFPYes
AAR Supplementary Tables - P&C/MI (987)60 daysAnnualsubject to LEFPYes
AAR Discount Curve (PC6)60 daysAnnualsubject to LEFPYes
Financial Condition Testing (FCT) (610)Various Footnote aAnnualsubject to LEFPYes
FCT Template - P&C (952)Various Footnote aAnnualsubject to LEFPYes
External Review Report - AAR (615)Various Footnote bAnnualsubject to LEFPYes
External Review Report - FCT (608)December 31Annualsubject to LEFPYes
External Review Report - CAR (609) Footnote cVarious Footnote bAnnualN/AYes
External Review Report - Other (607) Footnote cVarious Footnote eAnnualN/AYes
ORSA Key Metrics Report (OP)Various Footnote dAnnualsubject to LEFPYes
Earthquake Exposure Data Return (659)May 31Annualsubject to LEFPYes
Unpaid Claims and Loss Ratio Exhibits (PC5)60 daysAnnualsubject to LEFPYes
Standardized Stress Testing - MI (934)Various Footnote aAnnualsubject to LEFPYes

Footnotes

Footnote a

Earlier of: 30 days after presentation to Board of Directors/Chief Agent, and one year after fiscal year-end

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Footnote b

Pre-release ERRs: 60 days; Post release ERRs: 90 days

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Footnote c

ERR for the CAR(609) and Other(607) must be requested by contacting RA-RRS.Support@osfi-bsif.gc.ca or at 613-991-0609

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Footnote d

Submitted to OSFI at least annually and within 30 days of report being reviewed by the Board of Directors / signed off by the Chief Agent

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Footnote e

As specified

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