Guidance library
As the regulator for federally regulated financial institutions and private pension plans, we set expectations for operating within the Canadian financial industry. You can find our current guidance in the following list. We also have a list of rescinded guidance.
For guidance on private pension plans, please see Administering pension plans.
How to use this list
You can search by using one or more of the filters. The more filters you use, the narrower your search.
The “keywords” filter will search page titles and content. For example, you can search by the guideline number (such as B-10).
Alternatively, learn how our guidance relates to our mandate.
| Date | Title | Sector | Publication type | Category |
|---|---|---|---|---|
| Capital Adequacy Requirements (CAR) – Guideline (2027) |
|
Guideline | Capital Adequacy Requirements | |
| Capital Adequacy Requirements (CAR) (2027) – Chapter 1 – Overview of Risk-based Capital Requirements |
|
Guideline | Capital Adequacy Requirements | |
| Capital Adequacy Requirements (CAR) (2027) – Chapter 2 – Definition of Capital |
|
Guideline | Capital Adequacy Requirements | |
| Capital Adequacy Requirements (CAR) (2027) – Chapter 3 – Operational Risk |
|
Guideline | Capital Adequacy Requirements | |
| Capital Adequacy Requirements (CAR) (2027) – Chapter 4 – Credit Risk – Standardized Approach |
|
Guideline | Capital Adequacy Requirements | |
| Capital Adequacy Requirements (CAR) (2027) – Chapter 5 – Credit Risk – Internal Ratings-Based Approach |
|
Guideline | Capital Adequacy Requirements | |
| Capital Adequacy Requirements (CAR) (2027) – Chapter 6 – Securitization |
|
Guideline | Capital Adequacy Requirements | |
| Capital Adequacy Requirements (CAR) (2027) – Chapter 7 – Settlement and Counterparty Risk |
|
Guideline | Capital Adequacy Requirements | |
| Capital Adequacy Requirements (CAR) (2027) – Chapter 8 – Credit Valuation Adjustment (CVA) Risk |
|
Guideline | Capital Adequacy Requirements | |
| Capital Adequacy Requirements (CAR) (2027) – Chapter 9 – Market Risk |
|
Guideline | Capital Adequacy Requirements | |
| Interest Rate Risk Management – Guideline (2027) |
|
Guideline | Sound Business and Financial Practices | |
| Capital and Liquidity Treatment of Crypto-asset Exposures (Banking) – Guideline (2027) |
|
Guideline | Capital Adequacy Requirements, Liquidity Adequacy Requirements | |
| Mortgage Insurer Capital Adequacy Test – Guideline (2027) |
|
Guideline | Capital Adequacy Requirements | |
| Minimum requirements for internal ratings-based approaches |
|
Implementation note | Capital Adequacy Requirements | |
| Capital Adequacy Requirements Guideline (2027) – Letter |
|
Letter | Capital Adequacy Requirements | |
| Guideline B-12 Interest Rate Risk Management (2027) - Letter |
|
Letter | Sound Business and Financial Practices | |
| Draft Total Loss Absorbing Capacity (TLAC) Guideline (2027) – Letter |
|
Letter | Capital Adequacy Requirements | |
| Assessment of Regulatory Capital Models for Deposit-Taking Institutions (2027) |
|
Implementation note | Capital Adequacy Requirements | |
| Capital and Liquidity Treatment of Crypto-asset Exposures (Banking) – Guideline (2027) - Letter |
|
Letter | Capital Adequacy Requirements, Liquidity Adequacy Requirements | |
| Letter to industry – Updates to OSFI’s Policy Plan |
|
Letter | ||
| Regulatory notice on using natural catastrophe bonds in the Minimum Capital Test guideline |
|
Regulatory notice | Capital Adequacy Requirements | |
| OSFI lowers the level of the Domestic Stability Buffer to 3.0%, range to 0-3% |
|
Letter | Capital Adequacy Requirements | |
| Draft Guideline B-12 Interest Rate Risk Management (2027) – Letter |
|
Letter | Sound Business and Financial Practices | |
| Draft Capital and Liquidity Treatment of Crypto-asset Exposures (Banking) Guideline (2027) – Letter |
|
Letter | Capital Adequacy Requirements, Liquidity Adequacy Requirements | |
| Draft Liquidity Adequacy Requirements Guideline (2027) – Letter |
|
Letter | Liquidity Adequacy Requirements | |
| Consultation on Pillar 3 Disclosure Guidelines for Interest Rate Risk in the Banking Book – Letter |
|
Letter | Accounting and Disclosure | |
| Draft Internal Liquidity Adequacy Assessment Process Guideline (2027) – Letter |
|
Letter | Liquidity Adequacy Requirements | |
| Draft Guideline B-2 Large Exposure Limits (2028) - Letter |
|
Letter | Prudential Limits and Restrictions | |
| Notice of changes to minimum base assessments |
|
Letter | ||
| 2026 Memorandum - Earthquake Exposure Data |
|
Letter | ||
| Update on Capital Requirements for Federally Regulated Property and Casualty Insurers – Letter |
|
Letter | Capital Adequacy Requirements | |
| Liquidity Adequacy Requirements (LAR) (2026) Chapter 4 – Net Cumulative Cash Flow |
|
Guideline | Liquidity Adequacy Requirements | |
| Liquidity Adequacy Requirements (LAR) (2026) Chapter 3 – Net Stable Funding Ratio |
|
Guideline | Liquidity Adequacy Requirements | |
| Liquidity Adequacy Requirements (LAR) (2026) Chapter 2 – Liquidity Coverage Ratio |
|
Guideline | Liquidity Adequacy Requirements | |
| Liquidity Adequacy Requirements (LAR) – Guideline (2026) |
|
Guideline | Liquidity Adequacy Requirements | |
| Liquidity Adequacy Requirements Guideline (2026) - Letter |
|
Letter | Liquidity Adequacy Requirements | |
| Consultative document on Credit Risk Management |
|
Consultative document | Sound Business and Financial Practices | |
| Liquidity Adequacy Requirements (LAR) (2026) Chapter 1 – Overview |
|
Guideline | Liquidity Adequacy Requirements | |
| Liquidity Adequacy Requirements (LAR) (2026) Chapter 5 – Operating Cash Flow Statement |
|
Guideline | Liquidity Adequacy Requirements | |
| Liquidity Adequacy Requirements (LAR) (2026) Chapter 6 – Liquidity Monitoring Tools |
|
Guideline | Liquidity Adequacy Requirements | |
| Liquidity Adequacy Requirements (LAR) (2026) Chapter 7 – Intraday Liquidity Monitoring Tools |
|
Guideline | Liquidity Adequacy Requirements | |
| Deferral of the public consultation on Guideline B-15 disclosure expectation for financed emissions related to off-balance sheet assets under management |
|
Letter | ||
| OSFI maintains the level of the Domestic Stability Buffer at 3.5% - Letter (December 2025) |
|
Letter | Capital Adequacy Requirements | |
| Data Collection Modernization Initiative: Get Ready for Implementation |
|
Letter | Supervisory Advisories | |
| Minimum Capital Test – Guideline (2026) |
|
Guideline | Capital Adequacy Requirements | |
| Minimum Capital Test (2026) - Letter |
|
Letter | Capital Adequacy Requirements | |
| Draft Capital Adequacy Requirements Guideline (2027) - letter |
|
Letter | Capital Adequacy Requirements | |
| Technology and cyber risk management self-assessment tool |
|
Assessment tool | Sound Business and Financial Practices | |
| Letter to industry – Changes to treatment of crypto-assets exposures |
|
Letter | Capital Adequacy Requirements | |
| Frequently asked questions - Crypto assets |
|
Frequently asked questions | Capital Adequacy Requirements |